Rionux Terms of Use
Last Updated: July 2026
1. Acceptance of These Terms
Welcome to Rionux.
By accessing or using the Rionux website, calculators, educational content, simulations, or related services (collectively, the "Services"), you agree to be bound by these Terms of Use.
If you do not agree with these Terms, please do not use the Services.
2. About Rionux
Rionux is an educational platform designed to help users better understand long-term investing through calculators, simulations, visualizations, and educational content.
Rionux does not provide personalized financial, investment, legal, accounting, or tax advice.
3. Eligibility
You are responsible for ensuring that your use of Rionux complies with applicable laws in your jurisdiction.
If you are under the age required by applicable law to enter into binding agreements, you should only use the Services with the involvement of a parent or legal guardian.
4. Educational Use Only
All information available through Rionux is provided solely for educational and informational purposes.
Nothing on the website should be interpreted as:
- Investment advice
- Financial advice
- Legal advice
- Tax advice
- Personalized recommendations
You remain solely responsible for all financial decisions you make.
5. Calculator Results
The calculators, projections, and simulations available on Rionux are educational models.
Results are estimates generated from mathematical formulas and user-provided assumptions.
They are not predictions or guarantees.
Actual investment outcomes may differ significantly.
6. User Responsibilities
By using Rionux, you agree to:
- Use the Services lawfully.
- Verify important financial information independently.
- Understand that investing involves risk.
- Not rely exclusively on calculator results when making financial decisions.
- Accept responsibility for your own decisions.
7. Prohibited Uses
You agree not to:
- Use the Services for unlawful purposes.
- Attempt to gain unauthorized access to systems or infrastructure.
- Disrupt or interfere with website operation.
- Reverse engineer or exploit the platform beyond applicable law.
- Copy substantial portions of the website for commercial purposes without permission.
- Misrepresent Rionux or its content.
8. Intellectual Property
Unless otherwise stated, all content available on Rionux, including but not limited to:
- Software
- Source code
- Design
- Branding
- Logos
- Visualizations
- Educational content
- Documentation
- Graphics
is owned by Rionux or its licensors and is protected by applicable intellectual property laws.
You may use the Services for personal, non-commercial purposes.
No ownership rights are transferred to you.
9. Third-Party Content
Rionux may, now or in the future, display information obtained from third-party providers.
We do not guarantee the completeness or accuracy of third-party information.
Third-party trademarks remain the property of their respective owners.
10. No Warranty
The Services are provided on an "as is" and "as available" basis.
To the fullest extent permitted by applicable law, Rionux disclaims all warranties, including warranties of:
- Accuracy
- Availability
- Reliability
- Merchantability
- Fitness for a particular purpose
- Non-infringement
We do not guarantee uninterrupted or error-free operation.
11. Limitation of Liability
To the fullest extent permitted by law, Rionux and its owners, contributors, contractors, affiliates, and licensors shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising from:
- Use of the Services
- Investment decisions
- Financial losses
- Calculator outputs
- Reliance on educational content
- Service interruptions
- Data inaccuracies
Your use of the Services is entirely at your own risk.
12. Availability
We may modify, suspend, discontinue, or remove any part of the Services at any time without prior notice.
We are under no obligation to continue operating any particular feature.
13. Changes to the Services
Rionux is continuously evolving.
Features, calculations, educational content, and functionality may change at any time.
We reserve the right to improve or remove functionality without notice.
14. Links to Third-Party Websites
The Services may contain links to external websites.
Rionux is not responsible for the content, privacy practices, or services provided by third parties.
Users access third-party websites at their own risk.
15. Indemnification
You agree to indemnify and hold harmless Rionux, its owners, contributors, contractors, affiliates, and licensors from claims, liabilities, damages, losses, and expenses arising from your misuse of the Services or violation of these Terms.
16. Termination
We reserve the right to suspend or terminate access to the Services if these Terms are violated or if continued access would create legal, operational, or security risks.
17. Changes to These Terms
These Terms may be updated periodically.
When material changes occur, the "Last Updated" date will be revised.
Continued use of the Services after changes become effective constitutes acceptance of the revised Terms.
18. Governing Law
These Terms will be governed by the laws of the jurisdiction where the legal entity operating Rionux is established. Until a formal legal entity is established, Rionux is operated as an early-stage independent project.
19. Contact
Questions regarding these Terms may be directed to:
Email: legal@rionux.com
Future Terms Roadmap
Review and expand these Terms before introducing:
- User accounts
- Portfolio storage
- Premium subscriptions
- Payment processing
- APIs
- Brokerage integrations
- AI assistant
- Community features
- User-generated content
- Mobile applications